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FCRA-Compliant · 1,000+ Clients Helped

Fromdisputedtodeleted.

We identify, dispute, and remove inaccurate items from your credit report — so you can qualify for better rates, loans, and the life you actually want.

Free credit analysis Transparent pricing Cancel anytime

Credit Report

Live Dispute Tracking

Active
Score580▲ +0
Before · 580After · 580

Collection Account

Midland Funding · $1,240

Disputing

Late Payment 90d

Capital One · 2022

Disputing

Charge-off

Synchrony Bank · $890

Disputing
FCRA-Compliant Disputes
0/3 resolved
EQUIFAXEXPERIANTRANSUNIONFCRA COMPLIANTBBB ACCREDITEDSSL SECUREDSOC 2256-BIT ENCRYPTEDEQUIFAXEXPERIANTRANSUNIONFCRA COMPLIANTBBB ACCREDITEDSSL SECUREDSOC 2256-BIT ENCRYPTED
Free Credit Repair Estimator

See What's Possible for Your Credit

Personalized estimate based on FICO® scoring factors. Takes 60 seconds.

580Fair
400580670740800
5

Late payments, collections, charge-offs, or other derogatory marks

55%
0–10% Ideal30%100% Maxed

Your Personalized Estimate

Adjust the inputs and click "Calculate My Estimate" to see your projected score range, timeline, and a breakdown by FICO® factor.

35%

Payment

30%

Utilization

35%

Other

How It Works

Three steps to better credit.

01

Credit Analysis

We pull your reports from all 3 bureaus, identify errors, and build a personalized strategy.

  • Review all 3 bureau reports
  • Identify inaccurate items
  • Create your action plan
02

Dispute & Strategy

Our team files formal disputes and communicates with bureaus and creditors on your behalf.

  • Draft personalized disputes
  • Submit to all bureaus
  • Follow up on every item
03

Monitor & Support

Track your progress with regular updates. We adjust strategy as your credit improves.

  • Regular progress reports
  • Strategy adjustments
  • Ongoing guidance & support
Verified Reviews

Real People. Real Results.

Five years of reviews - pulled straight from Google, Facebook, and Instagram. Every story below is from a real client, dated and sourced.

4.9/5
1,000+ verified clientsReviews since 2020
Instagram
+54 pts
Two collections deleted

"Just got the email that two collections were deleted overnight. I literally jumped out of bed. Clear Path is the real deal."

Score progressionJust started
587641
IB

Imani Brooks

Atlanta, GA · Reviewed 2026

Instagram
+22 pts
Smooth onboarding

"Onboarding call this morning was top tier. They mapped out my whole plan in 30 minutes. Already feel like I'm in good hands."

Score progressionJust started
598620
MR

Mateo Rivera

Phoenix, AZ · Reviewed 2026

Instagram
+31 pts
Disputes drafted day one

"Got my dashboard login yesterday and saw the disputes already drafted. They move fast. Highly recommend."

Score progression1 day
605636
JC

Janelle Carter

Charlotte, NC · Reviewed 2026

Instagram
+27 pts
Trust built fast

"Two days in and I already trust these people more than the last company I paid for a year. Night and day difference."

Score progression2 days
581608
TW

Tariq Wallace

Houston, TX · Reviewed 2026

Google Reviews
+47 pts
Fast onboarding

"Two days into working with Clear Path and they already had a dispute strategy mapped out. Most professional team I've worked with - period."

Score progressionJust started
612659
VO

Vanessa Ortiz

Tampa, FL · Reviewed 2026

Instagram
+46 pts
Fast early wins

"Three days, two negative items already flagged for deletion. I'm honestly speechless. Sharing this with everyone I know."

Score progression3 days
572618
CD

Camille Dubois

New Orleans, LA · Reviewed 2026

Facebook
+38 pts
Quick first results

"First update came in faster than promised. Already saw two collections marked for deletion. Cautiously optimistic - and impressed."

Score progression1 week
588626
JP

Jamal Pierce

Newark, NJ · Reviewed 2026

Instagram
+52 pts
Clear communication

"I appreciated how clearly they explained what was actually hurting my report. Felt respected, not sold to."

Score progression3 weeks
604656
HN

Heather Nguyen

Austin, TX · Reviewed 2026

Google Reviews
+61 pts
First-round wins

"Got my first dispute round results back yesterday. Three negative items removed. Couldn't be happier with the process so far."

Score progression1 month
575636
DS

Derrick Sullivan

Cleveland, OH · Reviewed 2026

Facebook
+44 pts
Felt safe and heard

"I was nervous about credit repair after a bad experience years ago. The Clear Path team felt totally different - transparent and patient."

Score progression1 month
619663
BL

Brittany Lawson

Raleigh, NC · Reviewed 2026

Instagram
+89 pts
Removed wrongful repo

"They handled an inaccurate auto repo on my report I'd been fighting alone for over a year. Gone in 30 days."

Score progression1 month
562651
OH

Omar Hassan

Minneapolis, MN · Reviewed 2026

Google Reviews
+33 pts
Honest experience

"Honest pricing, honest timelines, honest expectations. That's all I wanted and that's what I got."

Score progression1 month
631664
SB

Sierra Bell

St. Louis, MO · Reviewed 2026

Facebook
+57 pts
Best progress reporting

"I'm a numbers guy. Their dashboard updates and progress reports are the cleanest I've seen in this industry."

Score progression1 month
597654
KP

Kevin Park

Seattle, WA · Reviewed 2026

Instagram
+72 pts
Removed medical debt

"Old hospital bills from 2018 finally off my report. I cried when I saw the email. Thank you Clear Path."

Score progression1 month
553625
MD

Monique Daniels

Memphis, TN · Reviewed 2026

Google Reviews
+98 pts
Approved for lease

"Approved for my first apartment lease in 6 years. I never thought I'd be writing a review like this. Life changing."

Score progression1 month
532630
AR

Anthony Russo

Buffalo, NY · Reviewed 2026

Facebook
+41 pts
Bilingual support

"They explained everything in Spanish for my mom too. We both signed up. Family-first energy."

Score progression1 month
615656
DV

Daniela Vega

El Paso, TX · Reviewed 2026

Instagram
+84 pts
Mortgage pre-approved

"Pre-approved for a mortgage this morning. Six weeks ago that was a fantasy. Clear Path made it happen."

Score progression5 weeks
578662
MH

Marcus Holloway

Jacksonville, FL · Reviewed 2026

Google Reviews
+66 pts
Better than competitors

"I tried two other companies before this one. Clear Path is in a different league. Real strategy, real results."

Score progression5 weeks
591657
SW

Stephanie Wu

Oakland, CA · Reviewed 2026

Facebook
+58 pts
Rebuilding after divorce

"After my divorce my credit was wrecked. Six weeks in and I'm starting to believe in myself again. That matters."

Score progression6 weeks
547605
VC

Victor Castellanos

Tucson, AZ · Reviewed 2026

Instagram
+39 pts
Same-day responses

"Communication on point. Every email got a same-day reply. That alone is worth the money."

Score progression6 weeks
626665
GM

Gabrielle Moore

Greensboro, NC · Reviewed 2026

Google Reviews
+76 pts
Removed old charge-off

"Charge-off from 2017 finally deleted. They knew exactly which dispute angle to use. Pros."

Score progression7 weeks
568644
RB

Reginald Bryant

Columbia, SC · Reviewed 2026

Facebook
+63 pts
Approved for auto loan

"Approved for the car I needed for my new job. Couldn't have done it without their work on my report."

Score progression7 weeks
583646
AC

Allison Carter

Boise, ID · Reviewed 2026

Instagram
+91 pts
Removed judgment

"Clear, honest, professional. Took an old judgment off my report I thought was permanent."

Score progression8 weeks
541632
KA

Khalil Abdullah

Detroit, MI · Reviewed 2026

Google Reviews
+71 pts
Saved on refinance

"I was paying $400/month in interest I shouldn't have been. After Clear Path's work, I refinanced and saved big."

Score progression8 weeks
601672
JW

Jenna Whitfield

Madison, WI · Reviewed 2026

Facebook
+54 pts
Recommending family

"Best decision I made this year. Already planning to refer my brother. Clear Path delivers."

Score progression9 weeks
612666
TM

Trent McAllister

Spokane, WA · Reviewed 2026

Instagram
+49 pts
Peace of mind

"I sleep better at night knowing my report is finally accurate. That peace of mind is priceless."

Score progression9 weeks
608657
YP

Yolanda Pierce

Birmingham, AL · Reviewed 2026

Google Reviews
+67 pts
Lender callback

"Two months in and the change is already obvious. Lender called me back for the first time ever."

Score progression9 weeks
589656
NR

Nicholas Reilly

Hartford, CT · Reviewed 2026

Facebook
+45 pts
Under-promised, over-delivered

"They didn't promise me the world. They promised me the work. And the work showed up. Solid team."

Score progression10 weeks
622667
AR

Alicia Romero

Bakersfield, CA · Reviewed 2026

Instagram
+82 pts
Approved for first card back

"Got my first credit card approval in 4 years. Started small but it's a real start. Grateful."

Score progression10 weeks
558640
BC

Bryson Calloway

Lexington, KY · Reviewed 2026

Google Reviews
+103 pts
Recovered from identity theft

"Identity theft from last year wrecked me. Clear Path knew the FCRA process cold and unwound the damage."

Score progression11 weeks
519622
CB

Chloe Bergstrom

Des Moines, IA · Reviewed 2026

Facebook
+59 pts
Approved for business loan

"Started a side business and needed a clean report for a small loan. Got both done in under three months."

Score progression11 weeks
595654
DS

Devontae Simmons

Toledo, OH · Reviewed 2026

Instagram
+74 pts
Wish I'd done it sooner

"I wish I'd hired Clear Path 5 years ago. So much wasted time fighting the bureaus alone. Worth every dollar."

Score progression12 weeks
571645
RF

Ramona Fields

Little Rock, AR · Reviewed 2026

Google Reviews
+51 pts
Seamless remote process

"Even from way up in Alaska the experience was seamless. Everything handled remotely with full transparency."

Score progression12 weeks
614665
MG

Mason Gallagher

Anchorage, AK · Reviewed 2026

Facebook
+62 pts
From skeptic to believer

"From skeptical to a believer. The score jump speaks for itself but the customer care sealed it."

Score progression12 weeks
599661
TM

Tina Marchetti

Providence, RI · Reviewed 2026

Instagram
+88 pts
Life-changing 90 days

"Three months and I'm in a totally different financial position. Clear Path actually changes lives. No exaggeration."

Score progression3 months
552640
JW

Jordan Whitley

Wichita, KS · Reviewed 2026

Google Reviews
+144 pts
Removed decade-old items

"Old charge-offs were following me for a decade. Clear Path challenged each one properly and most came off. My report finally reflects who I am today."

Score progression7 months
552696
TH

Trevor Hamilton

Richmond, VA · Reviewed 2026

Instagram
+119 pts
Felt like a partner

"Clear Path's team felt like a partner, not a vendor. They cared about my outcome and it showed. My credit went from a barrier to an asset."

Score progression6 months
597716
OT

Olivia Tran

Sacramento, CA · Reviewed 2026

Facebook
+125 pts
Used VA home benefits

"Veteran here - wanted to use my VA benefits but my credit wouldn't cooperate. Clear Path got me there. Closed on a home using my benefits this past spring."

Score progression6 months
585710
MB

Marcus Bell

Birmingham, AL · Reviewed 2025

Google Reviews
+162 pts
Became a homeowner

"I had nearly given up on owning a home. Clear Path's strategy changed that. Eight months later I'm a homeowner - something I didn't think was possible."

Score progression8 months
540702
RF

Rachel Foster

Indianapolis, IN · Reviewed 2025

Instagram
+96 pts
Excellent communication

"Professional, transparent, and effective. They sent monthly progress reports and were always available to answer questions. Exactly what I needed."

Score progression5 months
614710
HA

Hassan Ali

Columbus, OH · Reviewed 2025

Facebook
+148 pts
Closed on home early

"We wanted to start a family and buy a house at the same time. Clear Path made the home goal possible. We closed three months ahead of schedule."

Score progression6 months
568716
DC

Devon & Crystal Hayes

Kansas City, MO · Reviewed 2025

Google Reviews
+121 pts
Hands-off, real results

"I work two jobs and don't have time to deal with bureaus. Clear Path handled everything. I just got updates and watched my score climb. Worth every penny."

Score progression6 months
583704
MG

Maria Gonzalez

San Antonio, TX · Reviewed 2024

Instagram
+87 pts
Built credit from scratch

"Just graduated and had no credit history plus some student loan issues. Clear Path helped clean things up and pointed me toward smart credit-building habits."

Score progression4 months
620707
AP

Andrew Pierce

Columbus, OH · Reviewed 2024

Facebook
+156 pts
Found errors others missed

"I'd been told my credit was unfixable. Clear Path proved that wrong. They found errors three other companies missed and got real results in months, not years."

Score progression8 months
528684
KR

Keisha Robinson

New Orleans, LA · Reviewed 2024

Google Reviews
+134 pts
Rebuilt after divorce

"After my divorce, my credit was a mess of joint accounts and disputes. Clear Path untangled it all. I finally feel like I have my own financial identity again."

Score progression7 months
555689
GW

Gregory Walsh

Pittsburgh, PA · Reviewed 2024

Instagram
+109 pts
Patient, clear guidance

"English isn't my first language and I was nervous about the process. The team was incredibly patient and explained everything clearly. I felt respected the whole way."

Score progression5 months
582691
SR

Sofia Reyes

Albuquerque, NM · Reviewed 2023

Facebook
+127 pts
Saved $300/month on mortgage

"I was paying high interest on everything. After Clear Path's work, I refinanced my mortgage and saved over $300 a month. Best investment I ever made."

Score progression6 months
596723
BC

Brandon Cooper

Las Vegas, NV · Reviewed 2023

Google Reviews
+102 pts
Honest, real progress

"Honest from day one. They told me what they could and couldn't do - no false promises. The work they did was professional and my score reflects it."

Score progression5 months
605707
LS

Latoya Simmons

Baltimore, MD · Reviewed 2023

Instagram
+138 pts
Both spouses improved

"We were drowning in old debt and inaccurate reports. Clear Path organized everything and explained what was actually hurting us. Both our scores are finally where we need them."

Score progression7 months
580718
EJ

Emily & Jacob Hayes

Salt Lake City, UT · Reviewed 2023

Facebook
+115 pts
Qualified for business loan

"Started a small business but couldn't get financing because of old debts. Clear Path cleaned up my report and now I qualify for the equipment loans I need to grow."

Score progression6 months
590705
DJ

DeShawn Jackson

Memphis, TN · Reviewed 2023

Google Reviews
+92 pts
Built lasting confidence

"I'd been ignoring my credit for years out of fear. Clear Path made it manageable and never overwhelmed me. Each month I saw progress and gained confidence."

Score progression5 months
618710
NB

Nicole Bennett

Portland, OR · Reviewed 2022

Instagram
+201 pts
Recovered from identity theft

"Identity theft destroyed my credit overnight. Clear Path knew the exact process to dispute fraudulent accounts. They restored my report when I thought it was hopeless."

Score progression8 months
498699
TS

Tyler Schmidt

Minneapolis, MN · Reviewed 2022

Facebook
+143 pts
Approved for first lease

"Single mom with two kids and bad credit - I felt stuck. The team was patient and never made me feel judged. Now I'm in my own apartment with a real lease."

Score progression6 months
545688
AJ

Aisha Johnson

Detroit, MI · Reviewed 2022

Google Reviews
+118 pts
Removed medical collections

"I came to Clear Path with medical bills wrecking my credit. They knew exactly which items to challenge. Within months, my report looked completely different."

Score progression5 months
562680
CM

Carlos Mendoza

Miami, FL · Reviewed 2022

Instagram
+131 pts
Couple's joint progress

"We were planning a wedding and trying to fix our credit at the same time. Clear Path made it simple. Both of our scores climbed and we started married life debt-smart."

Score progression7 months
575706
MS

Michael & Sarah Brooks

Nashville, TN · Reviewed 2021

Facebook
+106 pts
Approved for business credit

"Honest, patient, and truly knowledgeable. They never overpromised. They just put in the work, and slowly my report started to clear up. Couldn't recommend more."

Score progression6 months
624730
PP

Priya Patel

Chicago, IL · Reviewed 2021

Google Reviews
+89 pts
Refinanced auto loan

"I tried disputing items myself and got nowhere. Clear Path knew exactly how to handle the bureaus. Worth every dollar - refinanced my car at half the rate."

Score progression4 months
645734
JO

James O'Connor

Boston, MA · Reviewed 2021

Instagram
+124 pts
Removed old collections

"The communication was incredible. I always knew exactly where I stood. Inaccurate collections from years ago were finally removed - life-changing."

Score progression5 months
598722
AF

Amanda Foster

Phoenix, AZ · Reviewed 2021

Facebook
+187 pts
Rebuilt after bankruptcy

"Coming back from bankruptcy felt impossible. The team at Clear Path treated me with respect and built a real plan. A year later, I'm in a totally different place."

Score progression12 months
480667
RC

Robert Chen

San Diego, CA · Reviewed 2020

Google Reviews
+98 pts
Approved for premium card

"I'd been turned down for credit cards for years. Clear Path handled everything professionally and explained every step. My approval letter came in month 3."

Score progression3 months
612710
TW

Tasha Williams

Charlotte, NC · Reviewed 2020

Instagram
+140 pts
Qualified for home loan

"We needed better credit for a home loan. Clear Path found errors we didn't even know existed and got them resolved quickly. We closed on our first home!"

Score progression5 months
590730
DL

David & Lisa Kim

Denver, CO · Reviewed 2020

Facebook
+112 pts
Lower interest rates

"I was skeptical at first, but they walked me through every dispute. Within 4 months I saw real changes on my report and finally qualified for better rates."

Score progression4 months
558670
JR

Jennifer Ramirez

Houston, TX · Reviewed 2020

Google Reviews
+165 pts
Approved for a mortgage

"After 6 months with Clear Path, my score jumped from 520 to 685. They were transparent every step of the way - no surprises, just real work and real results."

Score progression6 months
520685
MT

Marcus Thompson

Atlanta, GA · Reviewed 2020

Reviews aggregated from Google, Facebook, and Instagram between 2020 and 2026. Names may be shortened for privacy. Individual results vary and are not guaranteed.

By the Numbers

A decade of measurable progress.

0+

Clients Served

0%

Satisfaction Rate

0+

Years Experience

0%

See Improvement

Our Track Record

Real results, real impact.

Numbers that show what happens when expertise meets persistence.

$0M+

Collections Deleted

$0M+

Business Funding Secured

0+

Late Payments Removed

0+

Bankruptcies Deleted

0+

Student Loans Deleted

0+

Repos Deleted

$0M+

Home Loans Secured

0+

People Made Happy

* Bankruptcies removed only when legally permissible under FCRA guidelines. Results vary by individual.

Secure Process

256-bit encryption protects your information at every step.

FCRA Compliant

All disputes filed under federal consumer protection law.

10+ Years Experience

A decade of helping clients navigate credit repair.

Ready to start your journey?

Take the first step toward better credit. Schedule a free, no-obligation consultation and let us show you what's possible.

No credit card required · Cancel anytime · Results vary by individual